Top 10 benefits of seniors travel insurance for your next adventure

In this article we discuss 10 benefits of seniors travel insurance for your next adventure.

Seniors travel insurance is an essential part of planning a trip, offering a safety net for various unforeseen circumstances. Here are the top ten benefits of seniors travel insurance:

1. Overseas medical and hospital expenses

This benefit covers the costs of medical treatment if you fall ill or get injured while travelling. This includes doctor visits, hospital stays, surgeries, prescription medications, and sometimes even dental emergencies.

If the local medical facilities are inadequate, seniors travel insurance can cover the cost of air ambulance or other transportation to the nearest suitable medical facility or back to Australia.


2. Cancellation

Reimburses prepaid, non-refundable expenses such as flights, hotels, tours, and other bookings if you need to cancel your trip due to covered reasons like illness, injury or death of a family member.


3. Overseas emergency assistance:

Provides 24/7, 365 days per year round-the-clock access to a team that can offer medical advice, arrange emergency medical transportation, provide referrals to local medical facilities, and assist in case of emergencies like lost passports or legal issues.


4. Luggage, personal effects and valuables

Covers the cost to replace or reimburse you for personal items that are lost, stolen, or damaged during your trip. This typically includes luggage, clothing, electronics, and other personal items.


5. Travel delay expenses

Reimburses you for additional accommodation, meals, and transportation expenses if your flight or other modes of transportation are delayed or you miss a connection due to reasons like severe weather, mechanical issues, or strikes.


6. Rental vehicle excess

Covers the motor vehicle insurance excess (the amount you are liable to pay) charged by rental car companies if the rental vehicle is damaged or stolen. This can save you from paying a large out-of-pocket amount. Often covers damage to the vehicle, theft, and sometimes towing costs.


7. Personal liability

Covers legal fees and compensation costs if you are found liable for accidentally causing injury to someone else or damaging their property while on your trip. This might include situations like accidentally injuring someone in an accident or causing damage to a hotel property.


8. Additional expenses

Reimburses non-refundable travel costs for the unused portion of your trip if you have to return home early due to covered reasons. Also covers the cost of additional travel arrangements needed to get home.


9. Seniors travel insurance cruise option

This is an option provided by many seniors travel insurance providers on their Comprehensive Plan. For an extra premium, it covers the cost of medical treatment onboard the cruise ship, which can be significantly more expensive than treatment on land.

If you need to be evacuated from the ship for medical reasons, this can cover the cost of airlifting to the nearest suitable medical facility.


10. Theft of cash

One of the benefits of seniors travel insurance is that it provides reimbursement for cash that is stolen from you during your trip. This usually includes cash you are carrying on your person, in a hotel safe, or sometimes even in your luggage. Policies often have a maximum limit on the amount of cash that can be claimed.


A important final tip when considering benefits of seniors travel insurance

Seniors travel insurance policies can vary, so it’s important to read the Policy Disclosure Statement (PDS) carefully to understand what is covered and what is not. Choosing the right policy can provide peace of mind and financial protection, ensuring a safer and more enjoyable trip.

2 people enjoying benefits of seniors travel insurance

Travelling soon and need cover? Get a free seniors travel insurance quote

About US
Boomers Travel Insurance provides travel insurance for the ever-increasing numbers of mature age Australians travelling domestically and internationally. In partnership with Allianz Global Assistance, our travel insurance features no age caps for our Comprehensive Plans for domestic and international travel, easy application to cover existing medical conditions online or over the phone, and 24/7 emergency assistance wherever you may be in the world.*

*Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details.

RECENT POSTS
A Guide to Seniors Travel Insurance

A Guide to Seniors Travel Insurance: What You Need to Know

People looking to make a seniors travel insurance claim

How to prepare to make a seniors travel insurance claim

2 people enjoying benefits of seniors travel insurance

Top 10 benefits of seniors travel insurance for your next adventure

Travelling soon and need cover? Get a free quote

If you’re booking a holiday, we have travel insurance options you can choose from.

More articles

A Guide to Seniors Travel Insurance

A Guide to Seniors Travel Insurance: What You Need to Know

In the post COVID world, Australian seniors are again embracing travelling domestically and internationally like no seniors’ generations before. Reasons…

People looking to make a seniors travel insurance claim

How to prepare to make a seniors travel insurance claim

In this article we discuss how to prepare to make a seniors travel insurance claim. Before your departure The first…

2 people enjoying benefits of seniors travel insurance

Top 10 benefits of seniors travel insurance for your next adventure

In this article we discuss 10 benefits of seniors travel insurance for your next adventure. Seniors travel insurance is an…

Contact Us

Customer Support

If you need help while travelling, Australia-based case managers are here for you 24/7, with registered nurses and doctors available for overseas policies.

Claims

 To make a new claim or to check the status of an existing claim, head to our claims portal.

24/7 emergency assistance

Call emergency services immediately if your condition is life threatening. Call us as soon as you can on

 Please note additional charges may apply for any calls made from mobiles, public telephones or hotel rooms.