Essentials Seniors Travel Insurance
Travel insurance designed for Australian travellers aged 60+ who want more than the basics – cancellation, baggage and liability cover, backed by unlimited overseas medical.
- Specifically Designed for older Australian travellers
- Unlimited overseas medical expenses
- $5,000 cancellation and lost deposits cover
- 24/7 emergency assistance
- Cruise medical cover included
- Fast online quotes
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Essentials cover at a glance
A simple summary of what’s covered with Essentials.
Overseas medical expenses | Unlimited |
Cruise medical cover | Included |
Emergency dental | $500 |
Cancellation fees & lost deposits | $5,000 |
Additional expenses | $50,000 |
Personal liability | $2,500,000 |
Baggage & personal effects | $2,500 |
Excess | $200 |
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Is Essentials Cover right for you?
Essentials is best for travellers who want their trip costs and belongings protected, not just their health.
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
What's included
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Unlimited overseas medical expenses
Cover for hospital, treatment, surgery and emergency transport while overseas, with no dollar cap.
Cover for hospital, treatment, surgery and emergency transport while overseas, with no dollar cap.
Necessary and reasonable costs incurred as a result of your bodily injury, illness or death during your trip in respect of:
- emergency medical, surgical and hospital treatment and transportation.
- repatriation to your normal country of residence including air ambulance.
- emergency dental treatment to natural teeth.
- additional travel and accommodation expenses to enable you to return home if you are unable to continue your trip as originally planned.
- additional travel and accommodation expenses for:
- a travelling companion to stay with you and accompany you home; or
- a relative or friend to travel from your normal country of residence to stay with you and accompany you home.
- returning your remains to your home or a funeral in the country where you died.
Emergency dental: Necessary and reasonable costs incurred following an infection or broken tooth and which treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
IMPORTANT NOTE: Overseas Emergency Medical and Assistance expenses must be incurred within 12 consecutive months from the date the first expense was incurred.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Cancellation fees and lost deposits
Up to $5,000 for prepaid travel costs you can't recover if you have to cancel or cut your trip short for a covered reason.
Up to $5,000 for prepaid travel costs you can't recover if you have to cancel or cut your trip short for a covered reason.
Costs following the cancellation or curtailment (cutting short) of your trip due to illness, injury, death, jury service, witness call, pregnancy or redundancy.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Additional travel expenses
Up to $50,000 for unavoidable accommodation, meals and travel costs after a covered incident.
Up to $50,000 for unavoidable accommodation, meals and travel costs after a covered incident.
Necessary and reasonable costs incurred as a result of your bodily injury or illness during your trip in respect of:
- a travelling companion to stay with you and accompany you home; or
- a relative or friend to travel from your normal country of residence to stay with you and accompany you home.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Personal liability
Up to $2,500,000 if you're held legally liable for injury to someone else or damage to their property.
Up to $2,500,000 if you're held legally liable for injury to someone else or damage to their property.
We will pay costs incurred if you are held legally liable for causing:
- accidental bodily injury to someone else and/or
- accidental loss or damage to someone else’s property, including your temporary holiday accommodation and its contents.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Baggage and personal effects
Up to $2,500 for your luggage and belongings, with a $250 limit for valuables and $250 maximum per item, pair or set.
Up to $2,500 for your luggage and belongings, with a $250 limit for valuables and $250 maximum per item, pair or set.
Cover for loss, theft or damage to:
- your personal effects
- your valuables
Valuables includes such items as mobile phones, spectacles and sunglasses. The valuables limit per person depends on which level of cover you take out.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Emergency dental treatment
Up to $500 for emergency dental treatment for the relief of sudden and acute pain.
Up to $500 for emergency dental treatment for the relief of sudden and acute pain.
Necessary and reasonable costs incurred following an infection or broken tooth and which treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
What's not included
- Travel delay expenses
- Cash, personal money and passport cover
- Car rental excess waiver
- Accidental death or disability
- Abandonment of trip
- Travel carrier insolvency
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Why travellers 60+ choose Boomers
Cover and service built around the way you travel.
Cover tailored to the needs of Australian travellers aged 60 and over.
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Why Customers Choose Us
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