Cruise travel insurance for seniors travelling domestically or internationally.
Boomers Travel Insurance includes unlimited cruise medical and evacuation cover for no additional premium. Our Comprehensive and Essentials Plans also offer cover for lost deposits if you have to cancel your cruise due to reasons defined in the policy wording.
Why cruise travel insurance matters
Cruising has become one of the most popular ways for Australians over 60 to travel.
Cruising offers the convenience of only having to unpack once while still being able to visit multiple destinations combined with the comfort and amenities of a single vessel.
Medical treatment onboard is typically provided privately and can be expensive, particularly as Medicare does not apply at sea, even for Australian cruises. In more serious situations, medical evacuation to shore can involve significant costs.
Fortunately all Boomers Travel Insurance plans include unlimited cruise medical cover, as well as unlimited cover for the costs of evacuation, at no extra premium.
Travel insurance helps protect both your health and your financial investment, giving you peace of mind so you can fully enjoy your holiday.
Cancellation cover for cruise deposits
Cancellation cover matters more for cruises than almost any other holiday because of how strict, expensive, and inflexible some cruise bookings are.
Cruises can be expensive. Yet cruises usually require large deposits months in advance and full payment well before departure. And the closer you get to departure the higher the percentage of your non-refundable deposits if you have to cancel your cruise due to any of the defined reasons in your travel insurance policy.
For Boomers Travel Insurance, our Essentials and Comprehensive Plans cover you for non-refundable costs you have incurred if you can’t travel due to illness, injury or death of you, your family or travel companion.
For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Medical treatment while cruising
Cruise ships have medical facilities onboard, but treatment is usually charged directly to passengers.
If a serious medical issue occurs during the trip, you may need treatment in a hospital at the next port or in some cases emergency evacuation from the vessel.
Travel insurance can help cover the costs associated with medical treatment while travelling overseas.
Boomers Travel Insurance includes cruise medical cover without charging an additional premium for cruise travel.
Cruise travel insurance for travellers over 70 and over 80
A large number of travellers seek cruise insurance over 70 or cruise insurance over 80 since they are not aware whether travel insurance is still offered to them at their age.
Senior traveller policies can also cover cruise holidays in cases where the traveller is dealing with pre-existing medical conditions.
When travellers seek cruise travel insurance above 60, above 70 or above 80, cancellation protection and access to medical cover during travelling are often the most crucial sections of a policy.
Why cruise travellers over 60 should consider travel insurance
Retirees are one of the most frequent users of cruises as they offer them a comfortable and relaxing means of travelling the world.
Nevertheless, health factors and the expense of overseas travel can make the right travel insurance that more significant.
Travel insurance can provide protection for situations such as unexpected illness before departure, medical treatment while travelling, cancellation of pre‑paid travel arrangements, and interruptions that require you to leave the cruise early.
When to arrange your cruise travel insurance
Travel insurance is usually a good idea to book shortly after you have booked your cruise.
This enables cancellation cover to assist in securing the deposits you have already made in case of some unforeseen circumstances before the departure.
Cruise holidays are usually characterised by high initial payments and therefore it is important to organise cover early.
Get a quote for your cruise
If you are planning a cruise holiday, you can compare Boomers Travel Insurance plans and get a quote online in just a few minutes.
Having travel insurance organised before you depart means you can look forward to your cruise knowing you have protection in place.
Frequently asked questions about cruise travel insurance
Do you need special travel insurance for a cruise?
Cruises involve some unique risks, including medical treatment at sea and the possibility of missing the ship due to delayed flights. Travel insurance that includes cruise cover can help protect you from these risks.
Does normal travel insurance cover cruises?
In many cases travel insurance may cover cruise holidays, but travellers should confirm that their policy includes cover for cruise travel and medical treatment while at sea.
Does travel insurance cover medical treatment on a cruise ship?
Travel insurance may help cover the costs of medical treatment while travelling, including treatment received onboard a cruise ship or at a hospital in port.
When should I buy cruise travel insurance?
Many travellers organise their travel insurance soon after booking a cruise. This allows cancellation cover to protect the deposits paid before the trip begins.