Comprehensive Seniors Travel Insurance
Our most complete cover for Australian travellers aged 60+. Everything in Essentials, plus higher limits and extras like car rental excess, cash and passport cover, and travel delay.
- Specifically designed for older Australian travellers
- Unlimited overseas medical expenses
- $20,000 cancellation and lost deposits cover
- Car rental excess and travel delay included
- Cruise medical cover included
- 24/7 emergency assistance
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Comprehensive cover at a glance
A simple summary of what’s covered with Comprehensive, our highest level of protection.
Overseas medical expenses | Unlimited |
Cruise medical cover | Included |
Cancellation fees & lost deposits | $20,000 |
Additional expenses | $75,000 |
Personal liability | $7,500,000 |
Baggage & personal effects | $5,000 |
Car rental excess | $3,000 |
Travel delay | Included |
Excess | $200 |
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Is Comprehensive cover right for you?
Comprehensive is best for travellers who want the widest cover with the fewest gaps.
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
What's included
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Unlimited overseas medical expenses
Cover for hospital, treatment, surgery and emergency transport while overseas, with no dollar cap.
Cover for hospital, treatment, surgery and emergency transport while overseas, with no dollar cap.
Necessary and reasonable costs incurred as a result of your bodily injury, illness or death during your trip in respect of:
- emergency medical, surgical and hospital treatment and transportation.
- repatriation to your normal country of residence including air ambulance.
- emergency dental treatment to natural teeth.
- additional travel and accommodation expenses to enable you to return home if you are unable to continue your trip as originally planned.
- additional travel and accommodation expenses for:
- a travelling companion to stay with you and accompany you home; or
- a relative or friend to travel from your normal country of residence to stay with you and accompany you home.
- returning your remains to your home or a funeral in the country where you died.
Emergency dental: Necessary and reasonable costs incurred following an infection or broken tooth and which treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
IMPORTANT NOTE: Overseas Emergency Medical and Assistance expenses must be incurred within 12 consecutive months from the date the first expense was incurred.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Cruise medical cover
Medical cover while you're at sea, included as standard on every Boomers plan.
Medical cover while you're at sea, included as standard on every Boomers plan.
Available for domestic and international travel, Boomers Travel Insurance Plans include unlimited cover for medical costs incurred onboard as well as unlimited evacuation cover.
Cancellation fees and lost deposits
Up to $20,000 for prepaid travel costs you can't recover if you have to cancel or cut your trip short for a covered reason.
Up to $20,000 for prepaid travel costs you can't recover if you have to cancel or cut your trip short for a covered reason.
Costs following the cancellation or curtailment (cutting short) of your trip due to illness, injury, death, jury service, witness call, pregnancy or redundancy.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Additional travel expenses
Up to $75,000 for unavoidable accommodation, meals and travel costs after a covered incident, plus up to $25,000 for domestic travel within Australia.
Up to $75,000 for unavoidable accommodation, meals and travel costs after a covered incident, plus up to $25,000 for domestic travel within Australia.
Necessary and reasonable costs incurred as a result of your bodily injury or illness during your trip in respect of:
- a travelling companion to stay with you and accompany you home; or
- a relative or friend to travel from your normal country of residence to stay with you and accompany you home.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Personal liability
Up to $7,500,000 if you're held legally liable for injury to someone else or damage to their property.
Up to $7,500,000 if you're held legally liable for injury to someone else or damage to their property.
We will pay costs incurred if you are held legally liable for causing:
- accidental bodily injury to someone else and/or
- accidental loss or damage to someone else’s property, including your temporary holiday accommodation and its contents.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Baggage and personal effects
Up to $5,000 for your luggage and belongings, with a $750 total limit for valuables and $500 maximum per item, pair or set.
Up to $5,000 for your luggage and belongings, with a $750 total limit for valuables and $500 maximum per item, pair or set.
Cover for loss, theft or damage to:
- your personal effects
- your valuables
Valuables includes such items as mobile phones, spectacles and sunglasses. The valuables limit per person depends on which level of cover you take out.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Car rental excess waiver
Up to $3,000 towards the excess if your hire car is damaged or stolen during your trip.
Up to $3,000 towards the excess if your hire car is damaged or stolen during your trip.
You are covered up to the amount shown in the Schedule of Cover for reimbursement of car rental insurance excess or the cost of repairing the rental car, whichever is the lower amount, if you rent a car from a rental company and it is involved in a motor car accident while you are the driver or if it is stolen during the journey. You must provide a copy of the repair account and/or quotation.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Personal money, travel tickets and passports
Up to $1,000 for lost or stolen travel documents and money, including $500 for cash and $500 to replace a lost passport.
Up to $1,000 for lost or stolen travel documents and money, including $500 for cash and $500 to replace a lost passport.
Cover for:
- loss or theft of personal money.
- loss, theft or damage to passport or visas in respect of the cost of emergency replacement or temporary passport or visas obtained while overseas including reasonable travelling and additional accommodation expenses to obtain same.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Travel delay
Cover towards extra costs if your travel is delayed for a covered reason.
Cover towards extra costs if your travel is delayed for a covered reason.
Cover if the departure of the public transport on which you are booked to travel is delayed by at least 12 hours.
However, if your departure is delayed for more than 36 hours and you choose to abandon your trip in its entirety, you are covered for the irrecoverable cost of the trip, up to the maximum claimable under the Cancellation & Curtailment section.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Abandonment of trip
Up to $5,000 if you have to abandon your journey for a covered reason.
Up to $5,000 if you have to abandon your journey for a covered reason.
Cover if the departure of the public transport on which you are booked to travel is delayed by at least 12 hours.
However, if your departure is delayed for more than 36 hours and you choose to abandon your trip in its entirety, you are covered for the irrecoverable cost of the trip, up to the maximum claimable under the Cancellation & Curtailment section.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Accidental death and disability
Up to $20,000 for accidental death or permanent disability while travelling.
Up to $20,000 for accidental death or permanent disability while travelling.
Cover if you have an accident while you are on your trip and which is the sole and independent cause of your death, permanent total disability, loss of sight or loss of limb(s) within twelve months of the accident.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Emergency dental treatment
Up to $500 for emergency dental treatment for the relief of sudden and acute pain.
Up to $500 for emergency dental treatment for the relief of sudden and acute pain.
Necessary and reasonable costs incurred following an infection or broken tooth and which treating dentist certifies in writing is solely required for the immediate relief of sudden and acute onset of pain to healthy, natural teeth.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
And more
Hospital cash allowance, catastrophe cover, search and rescue, resumption of trip and more.
Hospital cash allowance, catastrophe cover, search and rescue, resumption of trip and more.
Comprehensive also includes hospital cash allowance, catastrophe cover, search and rescue expenses, resumption of trip, mugging cover, hijack cover, emergency purchases and travel carrier insolvency.
See the comparison table for full limits.
This is a summary of cover. For full details of the terms and conditions, please refer to the Product Disclosure Statement.
Good to know
Comprehensive is our most complete plan, so there’s no long list of missing benefits here. Standard exclusions still apply — for example, pre-existing medical conditions need to be assessed, and some sub-limits apply to specific benefits. The Product Disclosure Statement sets out exactly what’s covered and what isn’t.
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Why travellers 60+ choose Boomers
Cover and service built around the way you travel.
Cover tailored to the needs of Australian travellers aged 60 and over.
* For full details of terms and conditions, sub limits and exclusions that apply, please read the Product Disclosure Statement and our Target Market Determination before purchasing this insurance product.
Why Customers Choose Us
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