Our Cruise Pack provides extra benefits for your cruise and can be purchased with our Comprehensive, Domestic and Multi-Trip Plans by paying an additional premium when you buy your policy. It includes the benefits listed below. You cannot purchase sections of the Cruise Pack individually
This benefit covers medical treatment onboard a cruise vessel if you are injured or become sick while cruising. It includes:
- Dental - Where resulting from an injury
- Overseas Emergency Dental Expenses [per person] (for the relief of sudden and acute pain to sound and natural teeth) - $1000
For detailed information, please refer to the Product Disclosure Statement
This benefit provides for the arrangement of emergency assistance if you injure yourself, become sick or die while cruising. It includes:
- 24-hour emergency medical assistance
- Medical transfer or evacuation
- Provision of written guarantees for payment of reasonable expenses for emergency hospitalisation while on a cruise vessel
- Messages to family
- The return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation.
- Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person] - $15,000
For detailed information please refer to the Product Disclosure Statement
This benefit pays an allowance for each day in excess of 48 hours if, as a result of injury or sickness during your journey, you are confined to your cabin or the cruise vessel's hospital for a continuous period of more than 48 hours. For detailed information please refer to the Product Disclosure Statement
This benefit provides cover for your cancellation fees and lost deposits if you cannot participate in your pre-paid shore excursion(s) due to your confinement in your cabin or hospital bed in the cruise vessel's hospital. For detailed information, please refer to the Product Disclosure Statement
This provides cover for the lesser of the repair cost or replacement cost of your formal wear which, during the journey, is stolen, accidentally damaged, or permanently lost. The maximum benefit payable is either the original purchase price or the limit shown in the table of benefits, whichever is the lesser. You must report the loss to the appropriate authority, as set out in the PDS, within 24 hours. For detailed information, please refer to the Product Disclosure Statement
This benefit provides cover for the reimbursement of your reasonable expenses if your formal wear is delayed, misdirected or misplaced while on the outward portion of your journey for over 12 hours from the time you boarded the cruise vessel, and it is necessary to purchase or hire replacement formal wear. For detailed information, please refer to the Product Disclosure Statement
This benefit pays and allowance for each day (up to a maximum of five days) that your cruise vessel diverts from its scheduled course in order to affect a marine rescue in accordance with obligations under international conventions governing the Law of the Sea, and Search and Rescue. For detailed information please refer to the Product Disclosure Statement.
This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. * Sub-limits apply to particular types of losses or claims. ~Where used, the term 'Unlimited' only means there is no capped dollar sum insured. Terms, conditions and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatement received and/or hospital accomodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.