According to a survey conducted by the U.S. organisation American Association for Retired Persons (AARP), people report the 70s as being one of the happiest decades of life. Those in the 70 to 79-year-old age bracket may have slowed down a bit, but they’re still quite healthy and energetic compared to older peers. They also have much less stress than those who are still working, raising a family, or both.
After living more than seven decades, people get less upset about problems that they know from experience will pass. Seventy-somethings understand that life moves quickly and they must make the most of opportunities to create special memories. This decade is the ideal time to enjoy travel that they may have put off for years, if not decades.
Top Travel Destinations for Australians in Their 70s
Although people in this age group may need mobility aids like walkers or canes, traveling and getting around still comes quite easily to them. For this reason, they enjoy many of the same holiday destinations as younger adults. The top five international favourites include:
- New Zealand
- United States
- United Kingdom
Top destination locations within the country include:
- New South Wales
- Coastal Queensland
- Outback Queensland
In their 70s, people travel to go on holiday just as much as they do to visit family. Partners make frequent companions for married or otherwise coupled Australians. Adult children, siblings of a similar or younger age, and groups of friends in the same age range like to travel together as well.
Why People in Their 70s Might Consider Travel Insurance
Health can be unpredictable for anyone, but those in their 70s are more prone to sudden challenges than younger people. For example, falling and breaking a hip just days before a scheduled flight to New Zealand could result in a financial disaster. The traveller could become ill with what seemed like the flu only to require several weeks in the hospital to recuperate. This is just one of the many reasons why travel insurance for over 70’s makes sense. Travel companions who cannot follow through with plans could be another reason why cancelling a pre-paid, non-refundable trip might become necessary.
Types of Travel Insurance
The above scenarios deal with cancellation of the entire trip, which describes just one type of travel insurance. Multi-trip insurance covers additional costs due to hazardous weather conditions, a lost passport, or a missed flight. While these things don’t prevent people from taking a trip altogether, they do force them to incur extra expenses such as lodging, food, and fuel. Cruise insurance is another classification of seniors travel insurance for the over 70’s that could come in handy. Policies can also cover the additional travel-related expenses due to illness or injury that occurs while on holiday or visiting family.
Considerations for People Over Age 70 Applying for Travel Insurance
It’s important for the person in his or her 70s to consider several factors before choosing a specific travel insurance policy. These include:
- Anticipated travel activities: Limited coverage might be enough for someone who plans to spend most of the travel time indoors or pursuing low-risk activities. For those healthy enough to engage in more adventurous activities, a comprehensive policy with a higher maximum payout would work better.
- General health: People should know their own health conditions and physical limitations before purchasing travel insurance. This allows them to accurately assess their level of risk when travelling away from home. It’s also important to understand that many policies exclude pre-existing medical conditions.
- Length of travel: The longer someone travels, the higher likelihood of experiencing a health crisis or other emergency that requires travel insurance.
With careful insurance planning, people over 70 can have the time of their lives while travelling.